Plaid Logo
Plaid
An API platform that connects apps to customers’ bank accounts, transactions, identity, and balance data to enable payments, onboarding, and fraud prevention.

Provides a suite of financial data and payments APIs that surface account and routing numbers, real-time balance checks, identity and verification, transaction history, investment and liability data, and payment rails such as ACH, RTP, and FedNow.

Designed for developers, the platform offers an embeddable connection flow, SDKs, and comprehensive documentation, plus a global network of thousands of financial institutions to simplify integration and scale.

Common use cases include faster onboarding, bank payments, fraud detection and risk scoring, credit underwriting, and asset transfers for banks, lenders, fintechs, and other businesses — with controls, monitoring, and enterprise support for compliance and data protection.

You can learn more about pricing for Plaid at its pricing page.

Plaid can be categorized under Payment Gatewayss, which is commonly listed under Payments tools.

Not all similar tools offer the same features. Most include a free plan or trial, so you should be able to give them a try. You can browse some of the alternatives to Plaid listed in the directory.

Some tools might also offer discounts or offers, especially for newer members. Most of these offers traditionally come as part of affiliate programs or promotions, but often you can reach out to companies and check whether they can give you special pricing.

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You can browse more tools like Plaid, or check out all tools tagged under #payments

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