Wave Apps Logo
Wave Apps
A Wave Financial product that lets small businesses collect credit card, bank (ACH), and Apple Pay transactions from invoices and sync payments directly into their accounting.

Wave’s payments solution enables customers to pay invoices instantly via credit card, bank transfer (ACH/EFT), or Apple Pay and routes receipts directly into your bookkeeping for simplified reconciliation.

The service offers competitive, transparent processing fees (card and ACH rates published on the site), typical card payouts in 1–2 business days and bank deposits in 1–7 business days, plus an optional Instant Payout add-on (1% fee, $1 minimum). Approval for online payments requires identity verification and is subject to eligibility and risk reviews.

Wave is web-based with mobile apps, is PCI-DSS Level 1 certified, and operates on a pay-per-use model (no separate monthly fee for payments), while optional Pro plan features add recurring billing and other enhanced tools.

You can learn more about pricing for Wave Apps at its pricing page.

Wave Apps can be categorized under Payment Gatewayss, which is commonly listed under Payments tools.

Not all similar tools offer the same features. Most include a free plan or trial, so you should be able to give them a try. You can browse some of the alternatives to Wave Apps listed in the directory.

Some tools might also offer discounts or offers, especially for newer members. Most of these offers traditionally come as part of affiliate programs or promotions, but often you can reach out to companies and check whether they can give you special pricing.

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You can browse more tools like Wave Apps, or check out all tools tagged under #payments

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